Credit card

16 Best Credit Cards with No Annual Fee

Are you ready to be approved for the best no-annual-fee card ever? So check out the ranking by going over one by one!

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1. Santander SX Card

Best option for easy approval with the minimum limit of R$ 250.00!

The SX Card (Formerly Santander Free) is an excellent option for those looking for international card and exclusive discounts at Esfera partner stores. 

This credit card is practically considered zero annual fees, as you just need to spend R$ 100.00 per invoice or register your CPF and cell phone as a PIX key with Santander.

  • Santander Cards note on complain here: 6.7 – Regular.
  • Initial limit: From R$ 250;
  • Ease of approval: High.

PROS

  • Prós Discounts at Esfera partners;
  • Prós Up to 5 Additional cards;
  • Prós Travel Insurance, Extended Guarantee Insurance, Concierge.
  • Prós You can reset the annual fee;

CONS

  • Contras Does not accumulate Sphere points.

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