Credit card

Neon No Annual Fee Credit Card

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Neon Credit Card with No Annual Fee. Best option for those looking for a limit from R$ 510.00

Neon Credit Card with No Annual Fee. Neon is another option for a credit card with no annual fee from Visa International, recommended for those looking for more control over their digital account in a simplified way.

This way, the customer will be able to access invoices and card limits in the palm of their hand, directly from the Neon application, in addition to being able to establish direct debit payments.

  • Free annual fee
  • Banco Neon's rating on complain here: 8.2 – Excellent;
  • Initial limit: R$ 510.00;
  • Ease of approval: High.
  • Benefits: Cashback of 0.5% for each debit purchase over R$1. However, a monthly fee of R$4.90 is required.
  • Minimum income: R$800.00
  • International coverage;

How to make a Neon Card Online

The Neon credit card is a product that does not require any minimum income, in addition to being international, and is a great option for those looking for a first opportunity to have a credit card.

So, so you can understand how the Neon credit card works and what advantages it has, follow the details in this article.

How the Neon Credit Card works

The Neon credit card is a product very similar to other basic cards available from other banks.

However, to be able to opt for it, you will have to open a digital account and only then request a credit card.

You can control your card through the bank's app, which makes it easier to manage your expenses.

Advantages of the Neon Credit Card

The main advantages of the Neon credit card are:

  • Free annual fee;
  • International coverage;
  • Cashback of 0.5% for each debit purchase made above R$1. However, a monthly fee of R$4.90 is required.

Advantages of the Visa Flag

The benefits of the flag are:

  • Go by Visa: When you register your card, you start earning discounts and special conditions at locations throughout Brazil;
  • Visa Checkout: When you use the card online, you don't need to fill in any more fields when you use it again; Visa will automatically fill them in for you;
  • Travel Assistance Service: Emergency assistance service;
  • Emergency Card Replacement: Assistance service that helps you receive an emergency card in case of loss or theft;
  • Emergency lifting service.

Annual Fees and Rates

There is no annual fee on your credit card, however, there are some fees that are worth paying attention to, such as:

  • 12.9% for the installment invoice;
  • 13.9% for revolving interest
  • 2% late payment penalties;
  • 2% interest on late payments.

Neon Credit Card Statement

You can check your Neon credit card statement through the app, where you can obtain all the information about it.

So, if you want another way, check your balance, find out about purchases that have already been made, and of course, the best day to make purchases.

Neon App

The Neon app is available for Android and iOS and offers the opportunity to control your entire card through it, making management easier.

Through it you can check your balance, make transfers, issue a duplicate of the invoice and card in case you lose it, generate invoices, and request credit card limits.

Neon Support

Banco Neon has only one telephone number to contact: 0800 326 0844.

Additionally, you can contact the bank through the app, social media and email [email protected]

Is it worth applying for the Neon card?

The Neon credit card is a simple and basic product, intended for those who wish to make purchases on credit, but have difficulty obtaining approval for their card.

In addition, the card also has no annual fee and can be used throughout Brazil.

If you like to enjoy the benefits of cashback, the card can be a great option, because for each purchase made in debit mode, above R$1.00 you can earn 0.5% of the money spent back.

But to take advantage of the program you will have to pay R$4.90 every month.

However, the Neon credit card does not have any points or miles programs to participate in, containing only the simplest benefits.

Therefore, if you want a credit card that gives you a lot of discounts and at the same time can be used for travel, the Neon card is not recommended.

For other card options, we have an exclusive page here for them, where they can compare card models and see which one best suits their lifestyle.

How to apply for the Neon Credit Card online?

  • Enter the Neon website;
  • Click on “Open your account”;
  • Fill out the initial form;
  • Read and accept the terms presented by the bank;
  • Wait for the analysis to open the account.
  • PROS
  • Prós For every 10 purchases you get 3 free withdrawals;
  • Prós Vai de Visa offers and benefits program;
  • Prós Zero tariff;
  • Prós Debit and credit functionality;
  • CONS
  • Contras Need a current account;
  • Contras No additional card;