Pay bills with cashback: Learn how to save money while paying your expenses

With the advancement of technology, new opportunities to save money and even earn extra income have emerged. One such opportunity is cashback, a system that allows you to get back part of the money you spend on your purchases or payments. In this article, we will explore in detail how you can earn cashback when paying your bills. We will discuss the basics of cashback, the best apps for this purpose, and strategies to maximize your earnings.

What is Cashback?

Cashback is a system that rewards consumers by returning a portion of the amount spent on their purchases. This is done through a rewards program offered by stores, companies, or apps. Basically, you get back a percentage of the money spent on a purchase or payment. Cashback is an effective way to save money and earn extra income.

How does Cashback work?

The way cashback works is relatively simple. Here are the basic steps:

1. Choose a Cashback App: First, you need to choose a reliable cashback app that suits your needs. There are several options available, and we will discuss some of them later.
2. Register on the App: Once you’ve chosen an app, you’ll need to sign up and create an account. This usually involves providing your personal information, such as your name, email address, and in some cases, bank details.
3. Explore Offers: Once you’ve signed up, explore the offers available on the app. Many apps offer cashback on a wide range of products and services, from online shopping to paying bills.
4. Make a Purchase or Payment: Choose an offer that interests you and make a purchase or payment within the app. Be sure to follow the instructions provided to ensure you are eligible to receive cashback.
5. Get Cashback: After the purchase or payment is completed, the corresponding cashback amount will be credited to your account in the app. This may take some time, depending on the app's policies.
6. Accumulate and Redeem: As you accumulate cashback in your account, you can choose to redeem it. This is usually done by transferring the money back to your bank account or using it for future purchases.

Cashback Apps

There are several cashback apps available, each with its own rules and benefits. Here are some of the most popular ones:

1. Meliuz

Méliuz is a cashback app that offers cashback rewards for online purchases at partner stores. They also offer the option to pay bills and receive cashback.

2. Love Digital

Ame Digital is a cashback app that allows you to pay bills, top up your cell phone, and make purchases at partner establishments. Part of the amount spent is returned to you in the form of cashback.

3. Cashback World

Cashback World is a loyalty program that offers cashback on purchases made at partner stores. They also allow you to pay bills and receive cash back.

4. PicPay

PicPay is one of the most versatile options, allowing you to pay a variety of bills, from water and electricity to taxes and credit card bills. And best of all, when you pay these bills, you can earn cash back.

5. RecargaPay

RecargaPay is an app that lets you pay bills, top up your phone, and earn cashback. It offers a variety of services that can help you save and earn money.

Earn Money Paying Bills with PicPay and RecargaPay

Both PicPay and RecargaPay are apps that stand out when it comes to paying bills and receiving cashback. Here's how they work:

1. PicPay

Download the App: Android or IOS Start by downloading the PicPay app on your mobile device. Make sure to register and set up your account.

Pay Your Bills: With PicPay, you can pay bills for water, electricity, telephone, rent and even taxes and duties, such as IPVA and IPTU. Just enter the bill information in the app.

Get Cashback: When you pay your bills through PicPay, you have the chance to get money back. The amount of cashback varies according to ongoing campaigns and promotions. Keep an eye on notifications sent by the app to find out about cashback opportunities.

Payment in installments: A great advantage of PicPay is the possibility of paying bills with a credit card, including in installments. This offers more financial flexibility.

Other Advantages of PicPay:

• Wide Availability: The app has partnerships with several companies, banks, governments and city halls, which expands the range of bills you can pay.
• Ease of Use: PicPay is known for its user-friendly and intuitive interface, which makes the bill payment process easier.
• Coupons and Promotions: Keep an eye on the app notifications to take advantage of coupons and special offers. This can further increase your cashback earnings.

2. RecargaPay

Download the App: Download the RecargaPay app to Android or IOS on your mobile device and follow the registration process.

Pay Your Bills and Top Up Your Cell Phone: RecargaPay offers the convenience of paying your bills, recharging your cell phone and even buying credits for services such as Uber, Google Play and Netflix.

Get Cashback: Every transaction made on RecargaPay offers the opportunity to earn cashback. The amount of cashback varies according to the promotions in force.

Refer Friends and Earn More: One way to increase your earnings is by referring friends and family to RecargaPay. When they sign up and make transactions, you receive a percentage of their purchases or payments.

Both PicPay and RecargaPay offer the convenience of paying bills via mobile phone, while also providing the opportunity to earn cashback. These apps are easy to use and offer extra perks, such as installment payments and special promotions.

Strategies to Maximize Your Cashback Earnings

Now that you know about cashback apps, it’s time to explore some strategies to maximize your earnings:

1. Choose the Right App

Each cashback app has its own offers and partnerships. Choose the one that best suits your needs and preferences. Some apps may be more advantageous for online shopping, while others excel at paying bills.

2. Keep an eye out for promotions

Many cashback apps offer seasonal promotions or specific campaigns with higher cashback rates. Be on the lookout for these opportunities to maximize your earnings.

3. Refer Friends

Most cashback apps offer referral programs. Invite friends and family to join the app and earn a percentage of their purchases or payments.

4. Stay Active

Use the app regularly to pay your bills and make purchases. The more active you are, the more opportunities you have to earn cash back.

5. Plan your Payments

Organize your bills and invoices to get the most out of cashback. Pay the bills that offer the best benefits in a given period.

What Bills Can You Pay with Cashback?

Cashback apps usually allow you to pay a wide variety of bills and invoices. In addition to water, electricity, telephone, rent and condominium bills, you can also pay:

• Taxes and Duties: Many apps allow you to pay taxes, such as IPVA and IPTU, which can be an excellent opportunity to accumulate cashback.
• Credit Card Bills: You can use cashback to pay off your credit card bills, reducing your expenses.
• General Shopping: Some apps offer cashback on purchases at partner stores, which means you can save money on your everyday purchases.

Conclusion

Cashback offers a smart way to save money and even earn extra income by paying your bills. With the variety of cashback apps available, you can choose the one that best suits your needs and start enjoying the benefits. Paying bills has never been so rewarding. So, be sure to explore the world of cashback and put more money in your pocket while keeping your finances in check. Remember that PicPay and RecargaPay are excellent options to start your journey of saving and earning. Try these apps and see how they can benefit your personal finances.