Economy
Renting properties even without a guarantor: discover 5 ways below
Looking for a property to rent? Discover the best property rental options online and choose your new home with ease!
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See how to rent a property without complications!
Renting a property used to be a bureaucratic and time-consuming process. It was necessary to visit several real estate agencies, negotiate with owners and deal with requirements such as guarantors and security deposits.
However, with the advancement of technology, applications and online platforms have revolutionized this market, making the process faster, more accessible and without bureaucracy.
Easy rental
If you want to rent a property in a simple and safe way, keep reading to find out which are the best websites and apps, how they work and what advantages they offer.
Advantages of renting a property online
Before presenting the main websites and applications, it is worth highlighting the advantages of this new rental model:
- Practicality – Everything can be done via cell phone or computer, without having to visit real estate agencies.
- More options – You can access thousands of properties available in different neighborhoods and cities.
- Security – Platforms offer digital contracts, surety bonds and guarantees that prevent fraud.
- Virtual tours – Many platforms offer professional photos and 360º tours, allowing you to view the property without leaving home.
- Negotiation made easy – Some platforms allow you to chat directly with the owner and negotiate prices.
Now that you know the benefits, check out the best platforms to find your next home.
Best websites and apps to rent a property
If you are looking to rent a property quickly and safely, these are the main websites and apps available in Brazil:
1. Fifth Floor
- Emphasis: Rent without guarantor and without bureaucracy.
- How it works: QuintoAndar simplifies renting, eliminating the need for a guarantor and deposit. Simply choose the property, schedule a visit and sign the contract digitally.
- Positive points: Built-in security deposit, online payment and tenant support.
2. Live Real
- Emphasis: Diversity of properties and direct negotiations with owners.
- How it works: The website brings together thousands of properties and connects interested parties directly with the owners.
- Positive points: Detailed filters, direct contact option and wide coverage in Brazil.
3. OLX Real Estate
- Emphasis: Rent directly from the owner, without intermediaries.
- How it works: You can find ads posted by property owners and negotiate directly.
- Positive points: No additional fees, wide selection and bargaining opportunities.
4. Loft
- Emphasis: Platform focused on premium and high-end properties.
- How it works: In addition to rentals, Loft allows the purchase and sale of renovated and ready-to-move-in properties.
- Positive points: Quality properties, transparency in values and specialized support.
5. Airbnb (for short term rentals)
- Emphasis: Best option for temporary and short term rentals.
- How it works: It is possible to rent properties for days, weeks or months, without bureaucracy.
- Positive points: Flexibility, online payment and a wide range of accommodations.
Technology has made it easier for those who want to rent a property without any hassle. Today, you can search, negotiate and close a contract without leaving your home and without any red tape.
If you are looking for a new home, it is worth trying out apps like QuintoAndar, OLX, VivaReal and Loft. They offer innovative solutions and ensure greater security when renting.
Comparison between rental platforms
Check out a comparison table between the platforms mentioned above: QuintoAndar, Viva Real, OLX Imóveis, Loft and Airbnb. This way, you can easily identify which one suits you best:
Platform | Without Guarantor | Online Payment | Surety Bond | Direct Contact with Owner | Premium Properties |
---|---|---|---|---|---|
Fifth Floor | ✅ | ✅ | ✅ | ❌ | ❌ |
Live Real | ❌ | ❌ | ❌ | ✅ | ❌ |
OLX Real Estate | ❌ | ❌ | ❌ | ✅ | ❌ |
Loft | ✅ | ✅ | ✅ | ❌ | ✅ |
Airbnb | ❌ | ✅ | ❌ | ✅ | ✅ |
How has digitalization changed the real estate market?
Digitalization in the real estate sector has brought significant advances, benefiting both tenants and owners.
With the growth in the use of the internet and mobile devices, it has become easier and faster to find a property to rent.
In the past, the process involved visiting several real estate agencies and relying on recommendations. Now, with just a few clicks, you can view hundreds of properties available for rent.
Real estate websites and apps have intelligent algorithms that filter properties according to the user's profile, suggesting options that fit their budget, location and personal preferences.
This represents a major advance in the consumer experience, making the process more efficient and cost-effective.
Difference between direct rental and intermediation through applications
When looking for a property to rent, there are two options: negotiating directly with the owner or using intermediary platforms, such as QuintoAndar, Loft or VivaReal. Both methods have advantages and disadvantages.
Advantages and disadvantages of direct rental:
- Advantages: Possibility of more flexible negotiation, less bureaucracy and the potential to get a better price without intermediaries.
- Disadvantages: Greater risk of scams and lack of secure contractual guarantees.
Advantages and disadvantages of renting via apps:
- Advantages: Automated processes, legally validated digital contracts, greater security and tenant support.
- Disadvantages: There may be fees built into the contract and stricter rules for tenant approval.
The choice between these models depends on each person's profile. Those looking for practicality and security can opt for apps. Those who prefer flexibility and direct negotiation can look for alternatives outside of the platforms.
How does credit analysis work in rental applications?
A common question among tenants is how platforms analyze credit for rental approval.
Most real estate apps and websites perform a risk analysis based on the user's financial history.
This analysis includes:
- CPF consultation in credit bureaus, such as Serasa and Boa Vista.
- Proof of income, generally requiring that rent not exceed 30% of monthly income.
- Payment history, checking for defaults or financial issues.
Some apps offer alternatives for those who don't have a good credit history, such as the option to pay a surety bond or use a credit card as collateral.
What are the costs involved in renting?
In addition to the rent, there are other expenses that can impact a tenant's budget. Knowing these costs in advance helps avoid financial surprises and makes planning easier.
Condominium fees are a monthly fee charged on properties located in buildings or gated communities. They cover expenses such as security, cleaning, maintenance of common areas and, in some cases, water and gas.
Another common cost is IPTU (Urban Property and Land Tax), which may be the responsibility of the tenant or the owner, depending on the contract. The amount varies depending on the city and the size of the property.
Additionally, some platforms charge administrative fees to mediate the rental process. In direct contracts with owners, it may be necessary to pay a deposit, advance deposit or take out insurance.
Essential tips for buying property safely
Before closing a deal, research the sale of used and new properties to compare prices and conditions. Evaluate the property and seller's documentation to avoid future problems.
When selling real estate online, check the reputation of the platform and the advertiser. Always be wary of offers that are well below market value and prefer to negotiate on reliable websites.
If you are buying off-plan properties, consider the credibility of the construction company, delivery deadlines and the value of the area. Read the contract and all clauses carefully.
Additionally, count on an expert to review the documents and ensure a safe process. The support of a broker or lawyer prevents fraud and losses.
Our goal was to provide a comprehensive guide to help you purchase or rent your next property.
We hope we have achieved this goal and that you feel more prepared for this important decision. Until next time!
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