Terms of Use – Changeman

Updated May 14, 2024.

INDIETECH OÜ, an Estonian Limited Liability Company (LLC, also known as OÜ), registered under VAT EE102204759 and headquartered in Tallinn, Sepapaja Street 6, Zip Code 15551, Harju, Estonia, is the founder, owner and maintainer of the Changeman website, accessible via the domain https://changeman.org/.

When we refer to 'we', 'us' and 'our' in these Terms of Use, we are talking about Changeman.

Changeman is a website specialized in producing content related to finance and applications, providing information, tips and analysis on various products and services that cover these niches.

These Terms of Use should be read in conjunction with our Privacy Policy, available at https://changeman.org/privacy, and are in compliance with applicable laws.

The user is encouraged to carefully review these Terms of Use and, if he finds provisions with which he does not agree, he should refrain from using our services.

1.1 By using our services, the user agrees to follow the General Terms and Conditions of Use, as well as the associated Privacy Policy.

1.2 It is a requirement that the user be at least 18 years old and have the legal capacity to fully accept these Terms in all their legal aspects.

1.3 Users who do not meet these criteria must avoid accessing and/or using the services offered by Changeman, as well as the websites and services managed by it.

To clarify doubts or resolve issues related to our services, the user can do so through the Changeman website, via the form available at https://changeman.org/contact/.

3.1 Acceptance of terms

By accessing the Changeman website, you agree to the terms and conditions of use set forth herein. If you do not agree with the terms and conditions, please refrain from using the website.

3.2 Use of the website

The Changeman website aims to provide information about finance and apps. You can use the website to search for information, content and recommendations related to these topics.

3.3 Responsibility

Changeman is not responsible for damages caused by viruses, malware, improper use of the website or force majeure events.

3.4 Links to third party websites

Changeman may contain links to third party websites. These websites are not under our control, and we are not responsible for their policies, terms of use, information or transactions.

3.5 Personal information

Changeman does not request personal or registration information via email. If you receive an email requesting this information on our behalf, please do not respond and report the email to Changeman.

3.6 Contact

If you have any questions or complaints about the terms and conditions of use, please contact us using the form available at https://changeman.org/contact/.

It is strictly forbidden to use the website for:

If the user violates these terms, his/her access to the Change websiteman will be terminated or suspended.

Changeman provides the Service “as is” with no guarantees of continuity, security or accuracy. Access to the Service may be interrupted or terminated at any time without notice. Changeman is not responsible for any damages resulting from the use of the Service, including:

However, in certain countries, laws do not allow companies to exclude liability for indirect or unexpected damages. In such circumstances, Changeman's liability will be limited to the maximum extent permitted by applicable local laws.

Any legal or administrative action relating to the use of Changeman, as set out in these General Terms of Use or the Privacy Policy, must be taken within a maximum period of 90 days. The validity of these General Terms and Conditions of Use remains indefinite.

7.1 The combined interpretation of the terms of service and privacy policy is crucial. Both are governed by Brazilian laws, including the Federal Constitution, the Civil Code, the Consumer Protection Code, the Internet Civil Framework and the General Data Protection Law.

7.2 In case of any disagreement in the interpretation or execution of the terms of service and privacy policy, the parties agree to submit to the exclusive jurisdiction of the Chamber of Commerce in Tallinn, Estonia.

8.1. Content and Intellectual Property

All Changeman content is protected by copyright and intellectual property. Reproduction, modification, distribution, display or creation of derivative works without prior authorization from Changeman is prohibited.

8.2 Responsibility

Changeman assumes no responsibility for content originated by third parties, such as comments or posts on forums or social networks. Likewise, it is not responsible for any damages arising from the use of the website, whether direct, indirect, incidental or consequential.

8.3 Violations

Changeman reserves the right to remove content that violates the terms of use, especially content that is considered illegal, offensive, defamatory or that infringes the rights of third parties. In addition, it reserves the right to terminate the accounts of users who do not comply with the terms of use.

We reserve the right to suspend or modify any service at any time without prior notice to users. Users can review the most recent version of these Terms of Use at any time at https://changeman.org/terms/. Such modifications do not entail obligations for Changeman.

By using the Changeman website, you agree to the terms and conditions of use. If you do not agree to these terms, we recommend that you refrain from using the website.

We are here to help you. If you have any questions or suggestions about our services, please feel free to contact our customer service team. You can send your message using the form available at https://changeman.org/contact/.