{"id":12247,"date":"2024-05-14T16:30:31","date_gmt":"2024-05-14T16:30:31","guid":{"rendered":"https:\/\/changeman.org\/?page_id=12247"},"modified":"2024-05-14T16:42:14","modified_gmt":"2024-05-14T16:42:14","slug":"terms","status":"publish","type":"page","link":"https:\/\/changeman.org\/en\/terms\/","title":{"rendered":"Terms of Use \u2013 Changeman"},"content":{"rendered":"<div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Updated May 14, 2024.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>INDIETECH O\u00dc, an Estonian Limited Liability Company (LLC, also known as O\u00dc), registered under VAT EE102204759 and headquartered in Tallinn, Sepapaja Street 6, Zip Code 15551, Harju, Estonia, is the founder, owner and maintainer of the Changeman website, accessible via the domain <a style=\" color:;\" href=\"https:\/\/changeman.org\/en\/\">https:\/\/changeman.org\/<\/a>.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>When we refer to &#039;we&#039;, &#039;us&#039; and &#039;our&#039; in these Terms of Use, we are talking about Changeman.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Changeman is a website specialized in producing content related to finance and applications, providing information, tips and analysis on various products and services that cover these niches.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>These Terms of Use should be read in conjunction with our Privacy Policy, available at <a style=\" color:;\" href=\"https:\/\/changeman.org\/en\/privacy\/\">https:\/\/changeman.org\/privacy<\/a>, and are in compliance with applicable laws.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p><strong>The user is encouraged to carefully review these Terms of Use and, if he finds provisions with which he does not agree, he should refrain from using our services.<\/strong><\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\" id=\"h-secao-i-admissao\">Section I \u2013 Admission <\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p><strong>1.1<\/strong> By using our services, the user agrees to follow the General Terms and Conditions of Use, as well as the associated Privacy Policy.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p><strong>1.2<\/strong> It is a requirement that the user be at least 18 years old and have the legal capacity to fully accept these Terms in all their legal aspects.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>1.3 Users who do not meet these criteria must avoid accessing and\/or using the services offered by Changeman, as well as the websites and services managed by it.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\">Section II \u2013 Contact <\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>To clarify doubts or resolve issues related to our services, the user can do so through the Changeman website, via the form available at <a style=\" color:;\" href=\"https:\/\/changeman.org\/en\/contact\/\">https:\/\/changeman.org\/contact\/<\/a>.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\">Section III \u2013 Responsibilities of the Parties <\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p><strong>3.1 Acceptance of terms<\/strong><\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>By accessing the Changeman website, you agree to the terms and conditions of use set forth herein. If you do not agree with the terms and conditions, please refrain from using the website.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p><strong>3.2 Use of the website<\/strong><\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>The Changeman website aims to provide information about finance and apps. You can use the website to search for information, content and recommendations related to these topics.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p><strong>3.3 Responsibility<\/strong><\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Changeman is not responsible for damages caused by viruses, malware, improper use of the website or force majeure events.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p><strong>3.4 Links to third party websites<\/strong><\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Changeman may contain links to third party websites. These websites are not under our control, and we are not responsible for their policies, terms of use, information or transactions.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p><strong>3.5 Personal information<\/strong><\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Changeman does not request personal or registration information via email. If you receive an email requesting this information on our behalf, please do not respond and report the email to Changeman.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p><strong>3.6 Contact<\/strong><\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>If you have any questions or complaints about the terms and conditions of use, please contact us using the form available at <a style=\" color:;\" href=\"https:\/\/changeman.org\/en\/contact\/\">https:\/\/changeman.org\/contact\/<\/a>.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\">Section IV \u2013 Conditions of Use and Restrictions <\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>It is strictly forbidden to use the website for:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Illegal activities<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Copyright infringement<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Harassment of other users<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Dissemination of false information<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Virus spread<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Collection of personal data without consent<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Spam promotion<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Obscene or immoral activities<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Interference with security measures.<\/li>\n<\/div><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p><strong data-sider-select-id=\"b64294c6-90d6-4dc5-a2ed-b9291303329a\">If the user violates these terms, his\/her access to the Change website<\/strong><strong>m<\/strong><strong data-sider-select-id=\"b64294c6-90d6-4dc5-a2ed-b9291303329a\">an will be terminated or suspended.<\/strong><\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\">Section V \u2013 Limitations of Liability and Warranties <\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Changeman provides the Service \u201cas is\u201d with no guarantees of continuity, security or accuracy. Access to the Service may be interrupted or terminated at any time without notice. Changeman is not responsible for any damages resulting from the use of the Service, including:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Loss of profits or data<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>Intangible damages, such as damage to reputation or image<\/li>\n<\/div><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>However, in certain countries, laws do not allow companies to exclude liability for indirect or unexpected damages. In such circumstances, Changeman&#039;s liability will be limited to the maximum extent permitted by applicable local laws.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\">Section VI \u2013 Duration and Term of Expiry <\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Any legal or administrative action relating to the use of Changeman, as set out in these General Terms of Use or the Privacy Policy, must be taken within a maximum period of 90 days. The validity of these General Terms and Conditions of Use remains indefinite.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\">Section VII \u2013 Legislation and Jurisdiction <\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p><strong>7.1<\/strong> The combined interpretation of the terms of service and privacy policy is crucial. Both are governed by Brazilian laws, including the Federal Constitution, the Civil Code, the Consumer Protection Code, the Internet Civil Framework and the General Data Protection Law.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p><strong>7.2 <\/strong>In case of any disagreement in the interpretation or execution of the terms of service and privacy policy, the parties agree to submit to the exclusive jurisdiction of the Chamber of Commerce in Tallinn, Estonia.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\">Section VIII \u2013 Content and Intellectual Property <\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p><strong>8.1. Content and Intellectual Property<\/strong><\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>All Changeman content is protected by copyright and intellectual property. Reproduction, modification, distribution, display or creation of derivative works without prior authorization from Changeman is prohibited.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p><strong>8.2 Responsibility<\/strong><\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Changeman assumes no responsibility for content originated by third parties, such as comments or posts on forums or social networks. Likewise, it is not responsible for any damages arising from the use of the website, whether direct, indirect, incidental or consequential.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p><strong>8.3 Violations<\/strong><\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>Changeman reserves the right to remove content that violates the terms of use, especially content that is considered illegal, offensive, defamatory or that infringes the rights of third parties. In addition, it reserves the right to terminate the accounts of users who do not comply with the terms of use.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\">Section IX \u2013 Changes to Terms and Conditions <\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>We reserve the right to suspend or modify any service at any time without prior notice to users. Users can review the most recent version of these Terms of Use at any time at <a style=\" color:;\" href=\"https:\/\/changeman.org\/en\/terms\/\">https:\/\/changeman.org\/terms\/<\/a>. Such modifications do not entail obligations for Changeman.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>By using the Changeman website, you agree to the terms and conditions of use. If you do not agree to these terms, we recommend that you refrain from using the website.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\">Section X \u2013 Contact Information <\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>We are here to help you. If you have any questions or suggestions about our services, please feel free to contact our customer service team. You can send your message using the form available at <a style=\" color:;\" href=\"https:\/\/changeman.org\/en\/contact\/\">https:\/\/changeman.org\/contact\/<\/a>.<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Updated May 14, 2024. INDIETECH O\u00dc, an Estonian limited liability company (LLC, also known as O\u00dc), registered under VAT number EE102204759 and headquartered in Tallinn, at Sepapaja Street 6, Postcode 15551, Harju, Estonia, is the founder, owner, and maintainer of the Changeman website, accessible through the domain https:\/\/changeman.org\/. When\u2026 <a class=\"more-link\" href=\"https:\/\/changeman.org\/en\/terms\/\">Continue reading <span class=\"screen-reader-text\">Terms of Use \u2013 Changeman<\/span><\/a><\/p>","protected":false},"author":11,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Termos de Uso - Changeman - Changeman<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/changeman.org\/en\/terms\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Termos de Uso - Changeman\" \/>\n<meta property=\"og:description\" content=\"Atualizado em 14 de Maio de 2024. 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