{"id":9501,"date":"2023-03-11T18:27:02","date_gmt":"2023-03-11T21:27:02","guid":{"rendered":"https:\/\/changeman.org\/?p=9501"},"modified":"2023-03-11T18:27:02","modified_gmt":"2023-03-11T21:27:02","slug":"16-melhores-cartoes-de-credito-sem-anuidade","status":"publish","type":"post","link":"https:\/\/changeman.org\/en\/16-melhores-cartoes-de-credito-sem-anuidade\/","title":{"rendered":"16 Best Credit Cards with No Annual Fee"},"content":{"rendered":"<div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<h2 class=\"has-medium-font-size\">In this selection, you will find the 16 best credit cards with free annual fees forever!<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p class=\"has-medium-font-size\">Tired of not being approved for the card you want? You may be choosing a product that is incompatible with your financial situation.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p class=\"has-medium-font-size\">By understanding your consumer profile and choosing the best credit card for your needs, you can greatly increase your chances of approval!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\"><\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p class=\"has-text-align-center has-medium-font-size\"><strong>So check out the ranking by moving on one by one &gt;&gt;<\/strong><\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<p><!--nextpage--><\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h1 class=\"wp-block-heading\">1. Santander SX Card<\/h1>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\"><strong>Best option for easy approval with the minimum limit of R$ 250.00<\/strong>!<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"576\" loading=\"lazy\" class=\"w-full object-cover object-center border mx-auto wp-image-9774\" src=\"http:\/\/138.197.126.59\/wp-content\/uploads\/2023\/03\/cartao-de-credito-santander-sx-1024x576.webp\" alt=\"\" srcset=\"https:\/\/changeman.org\/wp-content\/uploads\/2023\/03\/cartao-de-credito-santander-sx-1024x576.webp 1024w, https:\/\/changeman.org\/wp-content\/uploads\/2023\/03\/cartao-de-credito-santander-sx-300x169.webp 300w, https:\/\/changeman.org\/wp-content\/uploads\/2023\/03\/cartao-de-credito-santander-sx-768x432.webp 768w, https:\/\/changeman.org\/wp-content\/uploads\/2023\/03\/cartao-de-credito-santander-sx.webp 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p class=\"has-medium-font-size\">The SX Card (Formerly Santander Free) is an excellent option for those looking for\u00a0<strong>international card<\/strong>\u00a0and exclusive discounts at Esfera partner stores.\u00a0<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p class=\"has-medium-font-size\">This credit card is practically considered\u00a0<strong>zero annual fees,\u00a0<\/strong>as you just need to spend R$ 100.00 per invoice or register your CPF and cell phone as a PIX key with Santander.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><strong>Santander Cards note on\u00a0<a class=\"ek-link\" href=\"https:\/\/www.reclameaqui.com.br\/empresa\/santander-cartoes\/\">complain here<\/a><\/strong>: 6.7 \u2013 Regular.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><strong>Initial limit:<\/strong>\u00a0From R$ 250;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><strong>Ease of approval:<\/strong>\u00a0High.<\/li>\n<\/div><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 class=\"wp-block-heading\">PROS<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><img decoding=\"async\" src=\"https:\/\/www.mobills.com.br\/blog\/wp-content\/themes\/mobills-blog\/assets\/images\/check.svg\" alt=\"Pr\u00f3s\" width=\"20\" height=\"20\" \/> Discounts at Esfera partners;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><img decoding=\"async\" src=\"https:\/\/www.mobills.com.br\/blog\/wp-content\/themes\/mobills-blog\/assets\/images\/check.svg\" alt=\"Pr\u00f3s\" width=\"20\" height=\"20\" \/> Up to 5 Additional cards;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><img decoding=\"async\" src=\"https:\/\/www.mobills.com.br\/blog\/wp-content\/themes\/mobills-blog\/assets\/images\/check.svg\" alt=\"Pr\u00f3s\" width=\"20\" height=\"20\" \/> Travel Insurance, Extended Guarantee Insurance, Concierge.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><img decoding=\"async\" src=\"https:\/\/www.mobills.com.br\/blog\/wp-content\/themes\/mobills-blog\/assets\/images\/check.svg\" alt=\"Pr\u00f3s\" width=\"20\" height=\"20\" \/> You can reset the annual fee;<\/li>\n<\/div><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 class=\"wp-block-heading\">CONS<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><img decoding=\"async\" src=\"https:\/\/www.mobills.com.br\/blog\/wp-content\/themes\/mobills-blog\/assets\/images\/remove.svg\" alt=\"Contras\" width=\"20\" height=\"20\" \/> Does not accumulate Sphere points.<\/li>\n<\/div><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<p><!--nextpage--><\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\">2. Will Bank zero annual fee card<\/h2>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 class=\"wp-block-heading\"><strong>Best card for those looking for a complete digital bank<\/strong>the<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<figure class=\"wp-block-gallery has-nested-images columns-default is-cropped wp-block-gallery-1 is-layout-flex wp-block-gallery-is-layout-flex\"><!--image--><div class=\"px-5 sm:px-0 sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"576\" loading=\"lazy\" data-id=\"9757\" class=\"w-full object-cover object-center border mx-auto wp-image-9757\" src=\"http:\/\/138.197.126.59\/wp-content\/uploads\/2021\/06\/will_bank-1024x576.webp\" alt=\"\" srcset=\"https:\/\/changeman.org\/wp-content\/uploads\/2021\/06\/will_bank-1024x576.webp 1024w, https:\/\/changeman.org\/wp-content\/uploads\/2021\/06\/will_bank-300x169.webp 300w, https:\/\/changeman.org\/wp-content\/uploads\/2021\/06\/will_bank-768x432.webp 768w, https:\/\/changeman.org\/wp-content\/uploads\/2021\/06\/will_bank.webp 1080w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/div><!--image--><\/figure>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p class=\"has-medium-font-size\"><strong>Free,<\/strong>\u00a0designed to optimize your financial life. Will Bank is the former Meu pag!, more suitable for those who want, in addition to the card, a\u00a0<strong>digital account<\/strong>\u00a0with income above savings with\u00a0<strong>100%<\/strong>\u00a0from CDI!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><strong>Will Bank Note on\u00a0<a class=\"ek-link\" href=\"https:\/\/www.reclameaqui.com.br\/empresa\/will-bank\/\">complain here<\/a><\/strong>: 7.3 \u2013 Good.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><strong>Limit:<\/strong>\u00a0Uninformed;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><strong>Ease of approval:<\/strong>\u00a0Average.<\/li>\n<\/div><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 class=\"wp-block-heading\">PROS<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><img decoding=\"async\" src=\"https:\/\/www.mobills.com.br\/blog\/wp-content\/themes\/mobills-blog\/assets\/images\/check.svg\" alt=\"Pr\u00f3s\" width=\"20\" height=\"20\" \/> Discounts with incredible partners;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><img decoding=\"async\" src=\"https:\/\/www.mobills.com.br\/blog\/wp-content\/themes\/mobills-blog\/assets\/images\/check.svg\" alt=\"Pr\u00f3s\" width=\"20\" height=\"20\" \/> Service provided by people, not chatbots.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><img decoding=\"async\" src=\"https:\/\/www.mobills.com.br\/blog\/wp-content\/themes\/mobills-blog\/assets\/images\/check.svg\" alt=\"Pr\u00f3s\" width=\"20\" height=\"20\" \/> Mastercard Surpreenda Points Program;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><img decoding=\"async\" src=\"https:\/\/www.mobills.com.br\/blog\/wp-content\/themes\/mobills-blog\/assets\/images\/check.svg\" alt=\"Pr\u00f3s\" width=\"20\" height=\"20\" \/> Debit and credit;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><img decoding=\"async\" src=\"https:\/\/www.mobills.com.br\/blog\/wp-content\/themes\/mobills-blog\/assets\/images\/check.svg\" alt=\"Pr\u00f3s\" width=\"20\" height=\"20\" \/> Zero Annual Fee;<\/li>\n<\/div><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 class=\"wp-block-heading\">CONS<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><img decoding=\"async\" src=\"https:\/\/www.mobills.com.br\/blog\/wp-content\/themes\/mobills-blog\/assets\/images\/remove.svg\" alt=\"Contras\" width=\"20\" height=\"20\" \/> No additional card;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><img decoding=\"async\" src=\"https:\/\/www.mobills.com.br\/blog\/wp-content\/themes\/mobills-blog\/assets\/images\/remove.svg\" alt=\"Contras\" width=\"20\" height=\"20\" \/> Does not accumulate points or miles.<\/li>\n<\/div><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<p><!--nextpage--><\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\">3. P\u00e3o de A\u00e7\u00facar International Card<\/h2>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 class=\"wp-block-heading\"><strong>Best option for those who want a card with the accumulation of points for miles<\/strong><\/h3>\n<\/div><!--image--><div class=\"px-5 sm:px-0 sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"555\" loading=\"lazy\" class=\"w-full object-cover object-center border mx-auto wp-image-9505\" src=\"http:\/\/138.197.126.59\/wp-content\/uploads\/2023\/03\/cartao-de-credito-platinum-pao-de-acucar-capa-01-1024x555.webp\" alt=\"\" srcset=\"https:\/\/changeman.org\/wp-content\/uploads\/2023\/03\/cartao-de-credito-platinum-pao-de-acucar-capa-01-1024x555.webp 1024w, https:\/\/changeman.org\/wp-content\/uploads\/2023\/03\/cartao-de-credito-platinum-pao-de-acucar-capa-01-300x163.webp 300w, https:\/\/changeman.org\/wp-content\/uploads\/2023\/03\/cartao-de-credito-platinum-pao-de-acucar-capa-01-768x416.webp 768w, https:\/\/changeman.org\/wp-content\/uploads\/2023\/03\/cartao-de-credito-platinum-pao-de-acucar-capa-01.webp 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p class=\"has-medium-font-size\">The P\u00e3o de A\u00e7\u00facar Internacional Card is another great option with no annual fee. With an income requirement of R$ 1,000, the card could be a great option for P\u00e3o de A\u00e7\u00facar customers, as it offers discounts at the supermarket.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><strong>Noticed\u00a0<a class=\"ek-link\" href=\"https:\/\/www.reclameaqui.com.br\/empresa\/cartoesitau\/\">complain here<\/a><\/strong>: 7.7 \u2013 Good<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><strong>Initial limit:<\/strong>\u00a0subject to credit analysis;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><strong>Ease of approval:<\/strong>\u00a0high.<\/li>\n<\/div><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 class=\"wp-block-heading\">PROS<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><img decoding=\"async\" src=\"https:\/\/www.mobills.com.br\/blog\/wp-content\/themes\/mobills-blog\/assets\/images\/check.svg\" alt=\"Pr\u00f3s\" width=\"20\" height=\"20\" \/> No Annual Fee.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><img decoding=\"async\" src=\"https:\/\/www.mobills.com.br\/blog\/wp-content\/themes\/mobills-blog\/assets\/images\/check.svg\" alt=\"Pr\u00f3s\" width=\"20\" height=\"20\" \/> Discounts at P\u00e3o de A\u00e7\u00facar.<\/li>\n<\/div><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 class=\"wp-block-heading\">CONS<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><img decoding=\"async\" src=\"https:\/\/www.mobills.com.br\/blog\/wp-content\/themes\/mobills-blog\/assets\/images\/remove.svg\" alt=\"Contras\" width=\"20\" height=\"20\" \/> Doesn&#039;t score.<\/li>\n<\/div><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<p><!--nextpage--><\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\">4. Sofisa Direto free annual fee credit card forever<\/h2>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 class=\"wp-block-heading\"><strong>Best option for those who want a complete card and investments<\/strong><\/h3>\n<\/div><!--image--><div class=\"px-5 sm:px-0 sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"576\" loading=\"lazy\" class=\"w-full object-cover object-center border mx-auto wp-image-9498\" src=\"http:\/\/138.197.126.59\/wp-content\/uploads\/2023\/03\/novo-cartao-sofisa-direto-1024x576.webp\" alt=\"\" srcset=\"https:\/\/changeman.org\/wp-content\/uploads\/2023\/03\/novo-cartao-sofisa-direto-1024x576.webp 1024w, https:\/\/changeman.org\/wp-content\/uploads\/2023\/03\/novo-cartao-sofisa-direto-300x169.webp 300w, https:\/\/changeman.org\/wp-content\/uploads\/2023\/03\/novo-cartao-sofisa-direto-768x432.webp 768w, https:\/\/changeman.org\/wp-content\/uploads\/2023\/03\/novo-cartao-sofisa-direto.webp 1280w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p class=\"has-medium-font-size\">Sofisa Direto is a debit and credit card with no annual fee that comes with a free digital account managed by an application.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p class=\"has-medium-font-size\">With it, you have the right to\u00a0<strong>4 free withdrawals<\/strong>\u00a0<strong>a month\u00a0<\/strong>at any Banco24Horas and free virtual card for more security and convenience when shopping online!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><strong>Note from Banco Sofisa Direto in <a class=\"ek-link\" href=\"https:\/\/www.reclameaqui.com.br\/empresa\/banco-sofisa\/\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\"Complain Here: (opens in a new tab)\">Complain here:<\/a>\u00a0<\/strong>8.6 \u2013 Great!<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><strong>Limit:<\/strong>\u00a0subject to credit analysis;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><strong>Ease of approval:<\/strong>\u00a0average.<\/li>\n<\/div><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 class=\"wp-block-heading\">PROS<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul class=\"has-medium-font-size has-medium-font-size\"><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><img decoding=\"async\" src=\"https:\/\/www.mobills.com.br\/blog\/wp-content\/themes\/mobills-blog\/assets\/images\/check.svg\" alt=\"Pr\u00f3s\" width=\"20\" height=\"20\" \/> Zero annual fee;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><img decoding=\"async\" src=\"https:\/\/www.mobills.com.br\/blog\/wp-content\/themes\/mobills-blog\/assets\/images\/check.svg\" alt=\"Pr\u00f3s\" width=\"20\" height=\"20\" \/> Virtual Card available immediately;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><img decoding=\"async\" src=\"https:\/\/www.mobills.com.br\/blog\/wp-content\/themes\/mobills-blog\/assets\/images\/check.svg\" alt=\"Pr\u00f3s\" width=\"20\" height=\"20\" \/> Access to the Mastercard\u00ae Surpreenda Points Program.<\/li>\n<\/div><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 class=\"wp-block-heading\">CONS<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul class=\"has-medium-font-size has-medium-font-size\"><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><img decoding=\"async\" src=\"https:\/\/www.mobills.com.br\/blog\/wp-content\/themes\/mobills-blog\/assets\/images\/remove.svg\" alt=\"Contras\" width=\"20\" height=\"20\" \/> Does not accumulate points, miles or cashback.<\/li>\n<\/div><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<p><!--nextpage--><\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\">5. Ita\u00fa Uniclass zero annual fee credit card<\/h2>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 class=\"wp-block-heading\"><strong>Best credit card with no annual fee with a limit of up to R$50,000<\/strong>!<\/h3>\n<\/div><!--image--><div class=\"px-5 sm:px-0 sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"537\" loading=\"lazy\" class=\"w-full object-cover object-center border mx-auto wp-image-9761\" src=\"http:\/\/138.197.126.59\/wp-content\/uploads\/2023\/03\/cartao-credito-itau-uniclass-visa-signature-capa-1024x537.webp\" alt=\"\" srcset=\"https:\/\/changeman.org\/wp-content\/uploads\/2023\/03\/cartao-credito-itau-uniclass-visa-signature-capa-1024x537.webp 1024w, https:\/\/changeman.org\/wp-content\/uploads\/2023\/03\/cartao-credito-itau-uniclass-visa-signature-capa-300x157.webp 300w, https:\/\/changeman.org\/wp-content\/uploads\/2023\/03\/cartao-credito-itau-uniclass-visa-signature-capa-768x403.webp 768w, https:\/\/changeman.org\/wp-content\/uploads\/2023\/03\/cartao-credito-itau-uniclass-visa-signature-capa.webp 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p class=\"has-medium-font-size\">The Ita\u00fa Uniclass card is the best card with no annual fee for those who want a high limit\u00a0<strong>in<\/strong>\u00a0<strong>up to 50 thousand reais<\/strong>!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p class=\"has-medium-font-size\">In addition, it has exclusive benefits from the Visa Signature brand.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><strong>Note from Ita\u00fa Cards on\u00a0<\/strong><a class=\"ek-link\" href=\"https:\/\/www.reclameaqui.com.br\/empresa\/cartoesitau\/\"><strong>Complain here<\/strong><\/a>: 7.7 \u2013 Good<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><strong>Initial limit:<\/strong>\u00a0Up to 50 thousand (Review in 3 months*)<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><strong>Ease of approval:<\/strong>\u00a0High.<\/li>\n<\/div><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 class=\"wp-block-heading\"><strong>PROS<\/strong><\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><img decoding=\"async\" src=\"https:\/\/www.mobills.com.br\/blog\/wp-content\/themes\/mobills-blog\/assets\/images\/check.svg\" alt=\"Pr\u00f3s\" width=\"20\" height=\"20\" \/> Visa Signature Benefits;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><img decoding=\"async\" src=\"https:\/\/www.mobills.com.br\/blog\/wp-content\/themes\/mobills-blog\/assets\/images\/check.svg\" alt=\"Pr\u00f3s\" width=\"20\" height=\"20\" \/> Zero annual fee;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><img decoding=\"async\" src=\"https:\/\/www.mobills.com.br\/blog\/wp-content\/themes\/mobills-blog\/assets\/images\/check.svg\" alt=\"Pr\u00f3s\" width=\"20\" height=\"20\" \/> Up to 3 additional cards;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><img decoding=\"async\" src=\"https:\/\/www.mobills.com.br\/blog\/wp-content\/themes\/mobills-blog\/assets\/images\/check.svg\" alt=\"Pr\u00f3s\" width=\"20\" height=\"20\" \/> High limit value: R$50 thousand;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><img decoding=\"async\" src=\"https:\/\/www.mobills.com.br\/blog\/wp-content\/themes\/mobills-blog\/assets\/images\/check.svg\" alt=\"Pr\u00f3s\" width=\"20\" height=\"20\" \/> Allows withdrawals in Brazil and abroad.<\/li>\n<\/div><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 class=\"wp-block-heading\"><strong>CONS<\/strong><\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><img decoding=\"async\" src=\"https:\/\/www.mobills.com.br\/blog\/wp-content\/themes\/mobills-blog\/assets\/images\/remove.svg\" alt=\"Contras\" width=\"20\" height=\"20\" \/> Minimum income of R$5 thousand;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><img decoding=\"async\" src=\"https:\/\/www.mobills.com.br\/blog\/wp-content\/themes\/mobills-blog\/assets\/images\/remove.svg\" alt=\"Contras\" width=\"20\" height=\"20\" \/> There is no points program.<\/li>\n<\/div><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<p><!--nextpage--><\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\">6. Samsung Credit Card<\/h2>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 class=\"wp-block-heading\"><strong>Best Ita\u00fa credit card for loyal customers of the Samsung product brand<\/strong>.<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<figure class=\"wp-block-gallery has-nested-images columns-default is-cropped wp-block-gallery-2 is-layout-flex wp-block-gallery-is-layout-flex\"><!--image--><div class=\"px-5 sm:px-0 sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"537\" loading=\"lazy\" data-id=\"9523\" class=\"w-full object-cover object-center border mx-auto wp-image-9523\" src=\"http:\/\/138.197.126.59\/wp-content\/uploads\/2023\/03\/cartao-credito-samsung-itaucard-visa-1024x537.webp\" alt=\"\" srcset=\"https:\/\/changeman.org\/wp-content\/uploads\/2023\/03\/cartao-credito-samsung-itaucard-visa-1024x537.webp 1024w, https:\/\/changeman.org\/wp-content\/uploads\/2023\/03\/cartao-credito-samsung-itaucard-visa-300x157.webp 300w, https:\/\/changeman.org\/wp-content\/uploads\/2023\/03\/cartao-credito-samsung-itaucard-visa-768x403.webp 768w, https:\/\/changeman.org\/wp-content\/uploads\/2023\/03\/cartao-credito-samsung-itaucard-visa.webp 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/div><!--image--><\/figure>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p class=\"has-medium-font-size\">After all, this financial product offers\u00a0<strong>discounts, installments, exclusivity<\/strong>\u00a0of the Samsung brand and other benefits such as\u00a0<strong>limit of up to 35 thousand\u00a0<\/strong>reais and free annual fee.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><strong>Annuity<\/strong> Free<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><strong>Note from Ita\u00fa Cards on <\/strong><a class=\"ek-link\" href=\"https:\/\/www.reclameaqui.com.br\/empresa\/cartoesitau\/\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\"complain here: (opens in a new tab)\"><strong>complain here<\/strong>:<\/a> 7.7 \u2013 Good;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><strong>Initial limit:<\/strong>\u00a0From R$ 300 to R$ 35 thousand (Review in 3 months*)<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><strong>Ease of approval:<\/strong>\u00a0High.<\/li>\n<\/div><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 class=\"wp-block-heading\"><strong>PROS<\/strong><\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><img decoding=\"async\" src=\"https:\/\/www.mobills.com.br\/blog\/wp-content\/themes\/mobills-blog\/assets\/images\/check.svg\" alt=\"Pr\u00f3s\" width=\"20\" height=\"20\" \/> Accumulate points in different programs using your Samsung card;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><img decoding=\"async\" src=\"https:\/\/www.mobills.com.br\/blog\/wp-content\/themes\/mobills-blog\/assets\/images\/check.svg\" alt=\"Pr\u00f3s\" width=\"20\" height=\"20\" \/> Platinum benefits with no annual fee.<\/li>\n<\/div><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 class=\"wp-block-heading\"><strong>CONS<\/strong><\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><img decoding=\"async\" src=\"https:\/\/www.mobills.com.br\/blog\/wp-content\/themes\/mobills-blog\/assets\/images\/remove.svg\" alt=\"Contras\" width=\"20\" height=\"20\" \/> Iupp score upon plan subscription.<\/li>\n<\/div><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<p><!--nextpage--><\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\">7. BMG Credit Card with no annual fee<\/h2>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 class=\"wp-block-heading\"><strong>Best option with Cashback on debit and credit purchases and zero annual fees<\/strong>!<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<figure class=\"wp-block-gallery has-nested-images columns-default is-cropped wp-block-gallery-3 is-layout-flex wp-block-gallery-is-layout-flex\"><!--image--><div class=\"px-5 sm:px-0 sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"576\" loading=\"lazy\" data-id=\"9517\" class=\"w-full object-cover object-center border mx-auto wp-image-9517\" src=\"http:\/\/138.197.126.59\/wp-content\/uploads\/2023\/03\/Cartaoooo-BMG-1024x576.webp\" alt=\"\" srcset=\"https:\/\/changeman.org\/wp-content\/uploads\/2023\/03\/Cartaoooo-BMG-1024x576.webp 1024w, https:\/\/changeman.org\/wp-content\/uploads\/2023\/03\/Cartaoooo-BMG-300x169.webp 300w, https:\/\/changeman.org\/wp-content\/uploads\/2023\/03\/Cartaoooo-BMG-768x432.webp 768w, https:\/\/changeman.org\/wp-content\/uploads\/2023\/03\/Cartaoooo-BMG.webp 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/div><!--image--><\/figure>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p class=\"has-medium-font-size\">The BMG credit card with no annual fee and\u00a0<em>Cashback<\/em>\u00a0It is an ideal option to get money back in a practical way, with zero fees and Mastercard benefits.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p class=\"has-medium-font-size\">With this option, you don&#039;t need to prove a minimum income, which is why it&#039;s considered an easy credit card to approve. To apply for your debit and credit card, simply open a free, digital account at BMG!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><strong>Note from Banco BMG on\u00a0<a class=\"ek-link\" href=\"https:\/\/www.reclameaqui.com.br\/empresa\/banco-bmg\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\" (opens in a new tab)\">Complain here<\/a><\/strong>: 8.0 \u2013 Great!<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><strong>Initial limit:\u00a0<\/strong>Uninformed;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><strong>Ease of approval:<\/strong>\u00a0High.<\/li>\n<\/div><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 class=\"wp-block-heading\"><strong>PROS<\/strong><\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><img decoding=\"async\" src=\"https:\/\/www.mobills.com.br\/blog\/wp-content\/themes\/mobills-blog\/assets\/images\/check.svg\" alt=\"Pr\u00f3s\" width=\"20\" height=\"20\" \/> Cashback every time you use the card;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><img decoding=\"async\" src=\"https:\/\/www.mobills.com.br\/blog\/wp-content\/themes\/mobills-blog\/assets\/images\/check.svg\" alt=\"Pr\u00f3s\" width=\"20\" height=\"20\" \/> Zero rate;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><img decoding=\"async\" src=\"https:\/\/www.mobills.com.br\/blog\/wp-content\/themes\/mobills-blog\/assets\/images\/check.svg\" alt=\"Pr\u00f3s\" width=\"20\" height=\"20\" \/> Exclusive benefits club;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><img decoding=\"async\" src=\"https:\/\/www.mobills.com.br\/blog\/wp-content\/themes\/mobills-blog\/assets\/images\/check.svg\" alt=\"Pr\u00f3s\" width=\"20\" height=\"20\" \/> Save for Me Program;<\/li>\n<\/div><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 class=\"wp-block-heading\"><strong>CONS<\/strong><\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><img decoding=\"async\" src=\"https:\/\/www.mobills.com.br\/blog\/wp-content\/themes\/mobills-blog\/assets\/images\/remove.svg\" alt=\"Contras\" width=\"20\" height=\"20\" \/> Need a current account;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><img decoding=\"async\" src=\"https:\/\/www.mobills.com.br\/blog\/wp-content\/themes\/mobills-blog\/assets\/images\/remove.svg\" alt=\"Contras\" width=\"20\" height=\"20\" \/> No additional card;<\/li>\n<\/div><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<p><!--nextpage--><\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\">8. BMG Corinthians Card<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<figure class=\"wp-block-gallery has-nested-images columns-default is-cropped wp-block-gallery-4 is-layout-flex wp-block-gallery-is-layout-flex\"><!--image--><div class=\"px-5 sm:px-0 sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"576\" loading=\"lazy\" data-id=\"9763\" class=\"w-full object-cover object-center border mx-auto wp-image-9763\" src=\"http:\/\/138.197.126.59\/wp-content\/uploads\/2021\/09\/Cartao-Corinthians-1024x576.webp\" alt=\"\" srcset=\"https:\/\/changeman.org\/wp-content\/uploads\/2021\/09\/Cartao-Corinthians-1024x576.webp 1024w, https:\/\/changeman.org\/wp-content\/uploads\/2021\/09\/Cartao-Corinthians-300x169.webp 300w, https:\/\/changeman.org\/wp-content\/uploads\/2021\/09\/Cartao-Corinthians-768x432.webp 768w, https:\/\/changeman.org\/wp-content\/uploads\/2021\/09\/Cartao-Corinthians.webp 1280w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/div><!--image--><\/figure>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p class=\"has-medium-font-size\">BMG is a credit and debit card with no annual fee with a cashback program, that is, money back on your purchases!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p class=\"has-medium-font-size\">In addition, BMG bank also offers a complete digital account, with a virtual store, good card limit and Refer and Earn program, to help you have extra money!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><strong>Note from Banco BMG on\u00a0<a class=\"ek-link\" href=\"https:\/\/www.reclameaqui.com.br\/empresa\/banco-bmg\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\" (opens in a new tab)\">Complain here<\/a><\/strong>: 8.0 \u2013 Great!<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><strong>Initial limit:\u00a0<\/strong>Uninformed;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><strong>Ease of approval:<\/strong>\u00a0High.<\/li>\n<\/div><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 class=\"wp-block-heading\"><strong>PROS<\/strong><\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>PROS<\/strong><\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><img decoding=\"async\" src=\"https:\/\/www.mobills.com.br\/blog\/wp-content\/themes\/mobills-blog\/assets\/images\/check.svg\" alt=\"Pr\u00f3s\" width=\"20\" height=\"20\" \/> Zero tariff;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><img decoding=\"async\" src=\"https:\/\/www.mobills.com.br\/blog\/wp-content\/themes\/mobills-blog\/assets\/images\/check.svg\" alt=\"Pr\u00f3s\" width=\"20\" height=\"20\" \/> Physical support;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><img decoding=\"async\" src=\"https:\/\/www.mobills.com.br\/blog\/wp-content\/themes\/mobills-blog\/assets\/images\/check.svg\" alt=\"Pr\u00f3s\" width=\"20\" height=\"20\" \/> Design of your favorite team;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><img decoding=\"async\" src=\"https:\/\/www.mobills.com.br\/blog\/wp-content\/themes\/mobills-blog\/assets\/images\/check.svg\" alt=\"Pr\u00f3s\" width=\"20\" height=\"20\" \/> Various cashback plans;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><img decoding=\"async\" src=\"https:\/\/www.mobills.com.br\/blog\/wp-content\/themes\/mobills-blog\/assets\/images\/check.svg\" alt=\"Pr\u00f3s\" width=\"20\" height=\"20\" \/> Access to the BMG virtual store;<\/li>\n<\/div><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 class=\"wp-block-heading\"><strong>CONS<\/strong><\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><img decoding=\"async\" src=\"https:\/\/www.mobills.com.br\/blog\/wp-content\/themes\/mobills-blog\/assets\/images\/remove.svg\" alt=\"Contras\" width=\"20\" height=\"20\" \/> No additional card;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><img decoding=\"async\" src=\"https:\/\/www.mobills.com.br\/blog\/wp-content\/themes\/mobills-blog\/assets\/images\/remove.svg\" alt=\"Contras\" width=\"20\" height=\"20\" \/> Need a current account;<\/li>\n<\/div><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<p><!--nextpage--><\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\">9. Neon Card<\/h2>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 class=\"wp-block-heading\"><strong>Best option for those looking for a limit from R$ 510.00<\/strong><\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<figure class=\"wp-block-gallery has-nested-images columns-default is-cropped wp-block-gallery-5 is-layout-flex wp-block-gallery-is-layout-flex\"><!--image--><div class=\"px-5 sm:px-0 sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"544\" loading=\"lazy\" data-id=\"9509\" class=\"w-full object-cover object-center border mx-auto wp-image-9509\" src=\"http:\/\/138.197.126.59\/wp-content\/uploads\/2023\/03\/cartao-de-credito-neon-1024x544.webp\" alt=\"\" srcset=\"https:\/\/changeman.org\/wp-content\/uploads\/2023\/03\/cartao-de-credito-neon-1024x544.webp 1024w, https:\/\/changeman.org\/wp-content\/uploads\/2023\/03\/cartao-de-credito-neon-300x159.webp 300w, https:\/\/changeman.org\/wp-content\/uploads\/2023\/03\/cartao-de-credito-neon-768x408.webp 768w, https:\/\/changeman.org\/wp-content\/uploads\/2023\/03\/cartao-de-credito-neon.webp 1280w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/div><!--image--><\/figure>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p class=\"has-medium-font-size\">Neon is another credit card option with no annual fee under the Visa International brand, suitable for those looking for\u00a0<strong>more control over the digital account in a simplified way.<\/strong><\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p class=\"has-medium-font-size\">This way, the customer will be able to access their invoices and card limit at their fingertips, directly in the Neon app, in addition to being able to set up automatic debit payment.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><strong>Annuity<\/strong> Free<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><strong>Bank Neon note on\u00a0<a class=\"ek-link\" href=\"https:\/\/www.reclameaqui.com.br\/empresa\/banco-neon\/\">complain here<\/a><\/strong>: 8.2 \u2013 Excellent;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><strong>Initial limit:\u00a0<\/strong>R$ 510.00;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><strong>Ease of approval:<\/strong>\u00a0High.<\/li>\n<\/div><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 class=\"wp-block-heading\"><strong>PROS<\/strong><\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>PROS<\/strong><\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><img decoding=\"async\" src=\"https:\/\/www.mobills.com.br\/blog\/wp-content\/themes\/mobills-blog\/assets\/images\/check.svg\" alt=\"Pr\u00f3s\" width=\"20\" height=\"20\" \/> For every 10 purchases you get 3 free withdrawals;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><img decoding=\"async\" src=\"https:\/\/www.mobills.com.br\/blog\/wp-content\/themes\/mobills-blog\/assets\/images\/check.svg\" alt=\"Pr\u00f3s\" width=\"20\" height=\"20\" \/> Vai de Visa offers and benefits program;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><img decoding=\"async\" src=\"https:\/\/www.mobills.com.br\/blog\/wp-content\/themes\/mobills-blog\/assets\/images\/check.svg\" alt=\"Pr\u00f3s\" width=\"20\" height=\"20\" \/> Zero tariff;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><img decoding=\"async\" src=\"https:\/\/www.mobills.com.br\/blog\/wp-content\/themes\/mobills-blog\/assets\/images\/check.svg\" alt=\"Pr\u00f3s\" width=\"20\" height=\"20\" \/> Debit and credit functionality;<\/li>\n<\/div><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 class=\"wp-block-heading\"><strong>CONS<\/strong><\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><img decoding=\"async\" src=\"https:\/\/www.mobills.com.br\/blog\/wp-content\/themes\/mobills-blog\/assets\/images\/remove.svg\" alt=\"Contras\" width=\"20\" height=\"20\" \/> Need a current account;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><img decoding=\"async\" src=\"https:\/\/www.mobills.com.br\/blog\/wp-content\/themes\/mobills-blog\/assets\/images\/remove.svg\" alt=\"Contras\" width=\"20\" height=\"20\" \/> No additional card;<\/li>\n<\/div><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<p><!--nextpage--><\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\">10. Carrefour Card<\/h2>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 class=\"wp-block-heading\">The Carrefour card is a credit card created by the Carrefour supermarket<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<figure class=\"wp-block-gallery has-nested-images columns-default is-cropped wp-block-gallery-6 is-layout-flex wp-block-gallery-is-layout-flex\"><!--image--><div class=\"px-5 sm:px-0 sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"573\" loading=\"lazy\" data-id=\"9513\" class=\"w-full object-cover object-center border mx-auto wp-image-9513\" src=\"http:\/\/138.197.126.59\/wp-content\/uploads\/2023\/03\/cartao-de-credito-carrefour-visa-nacional-capa-1024x573.webp\" alt=\"\" srcset=\"https:\/\/changeman.org\/wp-content\/uploads\/2023\/03\/cartao-de-credito-carrefour-visa-nacional-capa-1024x573.webp 1024w, https:\/\/changeman.org\/wp-content\/uploads\/2023\/03\/cartao-de-credito-carrefour-visa-nacional-capa-300x168.webp 300w, https:\/\/changeman.org\/wp-content\/uploads\/2023\/03\/cartao-de-credito-carrefour-visa-nacional-capa-768x429.webp 768w, https:\/\/changeman.org\/wp-content\/uploads\/2023\/03\/cartao-de-credito-carrefour-visa-nacional-capa.webp 1216w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/div><!--image--><\/figure>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p class=\"has-medium-font-size\">The Carrefour Gold card is a good option for those looking for a credit card with no annual fee, offering special discounts and longer payment terms both in physical stores and on the Carrefour website.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><strong>Annuity<\/strong> <strong>Free<\/strong> (for invoices above R$ 1.00)<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><strong>Carrefour Card Note\u00a0<a class=\"ek-link\" href=\"https:\/\/www.reclameaqui.com.br\/empresa\/carrefour-cartao-de-credito\/\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\" (opens in a new tab)\">complain here<\/a><\/strong>: 8.7 \u2013 Excellent;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><strong>Personalized Credit Limit;<\/strong><\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><strong>Ease of approval:<\/strong>\u00a0Minimum Income Minimum Wage<\/li>\n<\/div><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 class=\"wp-block-heading\"><strong>PROS<\/strong><\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><img decoding=\"async\" src=\"https:\/\/www.mobills.com.br\/blog\/wp-content\/themes\/mobills-blog\/assets\/images\/check.svg\" alt=\"Pr\u00f3s\" width=\"20\" height=\"20\" \/> Possibility to reset the annual fee;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><img decoding=\"async\" src=\"https:\/\/www.mobills.com.br\/blog\/wp-content\/themes\/mobills-blog\/assets\/images\/check.svg\" alt=\"Pr\u00f3s\" width=\"20\" height=\"20\" \/> Installments in up to 24 interest-free installments;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><img decoding=\"async\" src=\"https:\/\/www.mobills.com.br\/blog\/wp-content\/themes\/mobills-blog\/assets\/images\/check.svg\" alt=\"Pr\u00f3s\" width=\"20\" height=\"20\" \/> Point system, 1 point for every purchase at Carrefour;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><img decoding=\"async\" src=\"https:\/\/www.mobills.com.br\/blog\/wp-content\/themes\/mobills-blog\/assets\/images\/check.svg\" alt=\"Pr\u00f3s\" width=\"20\" height=\"20\" \/> Vai de Visa offers and benefits program;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><img decoding=\"async\" src=\"https:\/\/www.mobills.com.br\/blog\/wp-content\/themes\/mobills-blog\/assets\/images\/check.svg\" alt=\"Pr\u00f3s\" width=\"20\" height=\"20\" \/> Mastercard Surprise, earn 1 point for every purchase;<\/li>\n<\/div><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 class=\"wp-block-heading\"><strong>CONS<\/strong><\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><img decoding=\"async\" src=\"https:\/\/www.mobills.com.br\/blog\/wp-content\/themes\/mobills-blog\/assets\/images\/remove.svg\" alt=\"Contras\" width=\"20\" height=\"20\" \/> It does not have access via virtual routes;<\/li>\n<\/div><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<p><!--nextpage--><\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\">11. Digio Card with Zero Annual Fee<\/h2>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 class=\"wp-block-heading\">Best option for credit limits starting at 300 reais and exclusive discounts.<\/h3>\n<\/div><!--image--><div class=\"px-5 sm:px-0 sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"576\" loading=\"lazy\" class=\"w-full object-cover object-center border mx-auto wp-image-9812\" src=\"http:\/\/138.197.126.59\/wp-content\/uploads\/2023\/03\/Cartao-Digio-Anuidade-Zero-1024x576.webp\" alt=\"\" srcset=\"https:\/\/changeman.org\/wp-content\/uploads\/2023\/03\/Cartao-Digio-Anuidade-Zero-1024x576.webp 1024w, https:\/\/changeman.org\/wp-content\/uploads\/2023\/03\/Cartao-Digio-Anuidade-Zero-300x169.webp 300w, https:\/\/changeman.org\/wp-content\/uploads\/2023\/03\/Cartao-Digio-Anuidade-Zero-768x432.webp 768w, https:\/\/changeman.org\/wp-content\/uploads\/2023\/03\/Cartao-Digio-Anuidade-Zero.webp 1400w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p class=\"has-medium-font-size\">Digio is a financial services platform that offers a credit card with no annual fee, ideal for those who want to avoid revolving credit interest. This allows for installment payments on the bill with better rates.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><strong>Digio Card Note\u00a0<\/strong><a class=\"ek-link\" href=\"https:\/\/www.reclameaqui.com.br\/empresa\/digio\/\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\"complain here: (opens in a new tab)\"><strong>complain here<\/strong>:<\/a> 8.7 \u2013 Excellent;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><strong>Initial Limit:<\/strong> Starting from R$ 300 (according to Digio bank)<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><strong>Ease of approval:<\/strong>\u00a0Average<\/li>\n<\/div><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 class=\"wp-block-heading\"><strong>PROS<\/strong><\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><img decoding=\"async\" src=\"https:\/\/www.mobills.com.br\/blog\/wp-content\/themes\/mobills-blog\/assets\/images\/check.svg\" alt=\"Pr\u00f3s\" width=\"20\" height=\"20\" \/> Zero annual fee;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><img decoding=\"async\" src=\"https:\/\/www.mobills.com.br\/blog\/wp-content\/themes\/mobills-blog\/assets\/images\/check.svg\" alt=\"Pr\u00f3s\" width=\"20\" height=\"20\" \/> Domestic and international withdrawals;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><img decoding=\"async\" src=\"https:\/\/www.mobills.com.br\/blog\/wp-content\/themes\/mobills-blog\/assets\/images\/check.svg\" alt=\"Pr\u00f3s\" width=\"20\" height=\"20\" \/> Shop at LojaDigio with exclusive promotions;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><img decoding=\"async\" src=\"https:\/\/www.mobills.com.br\/blog\/wp-content\/themes\/mobills-blog\/assets\/images\/check.svg\" alt=\"Pr\u00f3s\" width=\"20\" height=\"20\" \/> Minimum limit of R$500.00;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><img decoding=\"async\" src=\"https:\/\/www.mobills.com.br\/blog\/wp-content\/themes\/mobills-blog\/assets\/images\/check.svg\" alt=\"Pr\u00f3s\" width=\"20\" height=\"20\" \/> No proof of income required at the time of application;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><img decoding=\"async\" src=\"https:\/\/www.mobills.com.br\/blog\/wp-content\/themes\/mobills-blog\/assets\/images\/check.svg\" alt=\"Pr\u00f3s\" width=\"20\" height=\"20\" \/> Digio Cashback Promotion<\/li>\n<\/div><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 class=\"wp-block-heading\"><strong>CONS<\/strong><\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><img decoding=\"async\" src=\"https:\/\/www.mobills.com.br\/blog\/wp-content\/themes\/mobills-blog\/assets\/images\/remove.svg\" alt=\"Contras\" width=\"20\" height=\"20\" \/> There is a fee to participate in the Livelo Points Program.<\/li>\n<\/div><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<p><!--nextpage--><\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\">12. Bradesco Neo Visa Platinum Card<\/h2>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 class=\"wp-block-heading\">Best Visa Platinum credit card with no annual fee and benefits: Travel insurance and price protection.<\/h3>\n<\/div><!--image--><div class=\"px-5 sm:px-0 sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"1000\" height=\"666\" loading=\"lazy\" class=\"w-full object-cover object-center border mx-auto wp-image-9770\" src=\"http:\/\/138.197.126.59\/wp-content\/uploads\/2021\/05\/563247_7256399bbde9412bafb189413e7a75cf_mv2.webp\" alt=\"\" srcset=\"https:\/\/changeman.org\/wp-content\/uploads\/2021\/05\/563247_7256399bbde9412bafb189413e7a75cf_mv2.webp 1000w, https:\/\/changeman.org\/wp-content\/uploads\/2021\/05\/563247_7256399bbde9412bafb189413e7a75cf_mv2-300x200.webp 300w, https:\/\/changeman.org\/wp-content\/uploads\/2021\/05\/563247_7256399bbde9412bafb189413e7a75cf_mv2-768x511.webp 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p class=\"has-medium-font-size\">The Bradesco Visa NEO Platinum card is ideal for those seeking various benefits and discounts at partner establishments like Cinemark cinemas. It&#039;s considered a no-annual-fee card because the rule for zero annual fees is a minimum monthly spend of 50 reais per statement.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><strong>Notice <strong>from Bradesco Bank<\/strong>\u00a0<\/strong><a class=\"ek-link\" href=\"https:\/\/www.reclameaqui.com.br\/empresa\/banco-bradesco-cartoes-american-express-visa-mastercard-e-elo\/\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\" (opens in a new tab)\"><strong>complain here<\/strong>:<\/a> 7.3 \u2013 Good;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><strong>Initial Limit:<\/strong> Uninformed;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><strong>Ease of approval:<\/strong>\u00a0High.<\/li>\n<\/div><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 class=\"wp-block-heading\"><strong>PROS<\/strong><\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><img decoding=\"async\" src=\"https:\/\/www.mobills.com.br\/blog\/wp-content\/themes\/mobills-blog\/assets\/images\/check.svg\" alt=\"Pr\u00f3s\" width=\"20\" height=\"20\" \/> Annual fee installment waiver upon minimum spending of R$ 50.00.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><img decoding=\"async\" src=\"https:\/\/www.mobills.com.br\/blog\/wp-content\/themes\/mobills-blog\/assets\/images\/check.svg\" alt=\"Pr\u00f3s\" width=\"20\" height=\"20\" \/> Offers an additional card;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><img decoding=\"async\" src=\"https:\/\/www.mobills.com.br\/blog\/wp-content\/themes\/mobills-blog\/assets\/images\/check.svg\" alt=\"Pr\u00f3s\" width=\"20\" height=\"20\" \/> Get 50% off the Bradesco combo at Cinemark cinemas;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><img decoding=\"async\" src=\"https:\/\/www.mobills.com.br\/blog\/wp-content\/themes\/mobills-blog\/assets\/images\/check.svg\" alt=\"Pr\u00f3s\" width=\"20\" height=\"20\" \/> Get 15% off at renowned restaurants;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><img decoding=\"async\" src=\"https:\/\/www.mobills.com.br\/blog\/wp-content\/themes\/mobills-blog\/assets\/images\/check.svg\" alt=\"Pr\u00f3s\" width=\"20\" height=\"20\" \/> 50% discount on the ticket price for the Bradesco Theater;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><img decoding=\"async\" src=\"https:\/\/www.mobills.com.br\/blog\/wp-content\/themes\/mobills-blog\/assets\/images\/check.svg\" alt=\"Pr\u00f3s\" width=\"20\" height=\"20\" \/> Exclusive offers and discounts in the Vai de Visa program.<\/li>\n<\/div><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 class=\"wp-block-heading\"><strong>CONS<\/strong><\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><img decoding=\"async\" src=\"https:\/\/www.mobills.com.br\/blog\/wp-content\/themes\/mobills-blog\/assets\/images\/remove.svg\" alt=\"Contras\" width=\"20\" height=\"20\" \/> It does not have a points or cashback program.<\/li>\n<\/div><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\">13. Click Platinum Card with No Annual Fee<\/h2>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 class=\"wp-block-heading\">The best card for those looking for a high credit limit with the benefits of the Platinum brand.<\/h3>\n<\/div><!--image--><div class=\"px-5 sm:px-0 sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"576\" loading=\"lazy\" class=\"w-full object-cover object-center border mx-auto wp-image-9823\" src=\"http:\/\/138.197.126.59\/wp-content\/uploads\/2023\/03\/download-1024x576.webp\" alt=\"\" srcset=\"https:\/\/changeman.org\/wp-content\/uploads\/2023\/03\/download-1024x576.webp 1024w, https:\/\/changeman.org\/wp-content\/uploads\/2023\/03\/download-300x169.webp 300w, https:\/\/changeman.org\/wp-content\/uploads\/2023\/03\/download-768x432.webp 768w, https:\/\/changeman.org\/wp-content\/uploads\/2023\/03\/download-1536x864.webp 1536w, https:\/\/changeman.org\/wp-content\/uploads\/2023\/03\/download.webp 1920w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p class=\"has-medium-font-size\">The Ita\u00faCard Click is the best credit card for those seeking Platinum benefits with zero annual fees. Furthermore, another advantage of the card is the option to choose between Mastercard or Visa, which are widely accepted throughout Brazil and abroad.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><strong>Notice <strong>from Bradesco Bank<\/strong>\u00a0<a class=\"ek-link\" href=\"https:\/\/www.reclameaqui.com.br\/empresa\/cartoesitau\/\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\"complain here (opens in a new tab)\">complain here<\/a><\/strong><a class=\"ek-link\" href=\"https:\/\/www.reclameaqui.com.br\/empresa\/bradesco\/\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\" (opens in a new tab)\">:<\/a> 7.7 \u2013 Good;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><strong>Initial Limit:<\/strong> From R$300 to R$10,000 (Increase in 3 months*);<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><strong>Ease of approval:<\/strong>\u00a0Average.<\/li>\n<\/div><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 class=\"wp-block-heading\"><strong>PROS<\/strong><\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><img decoding=\"async\" src=\"https:\/\/www.mobills.com.br\/blog\/wp-content\/themes\/mobills-blog\/assets\/images\/check.svg\" alt=\"Pr\u00f3s\" width=\"20\" height=\"20\" \/> One Iupp point for every real spent at Iupp Shopping;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><img decoding=\"async\" src=\"https:\/\/www.mobills.com.br\/blog\/wp-content\/themes\/mobills-blog\/assets\/images\/check.svg\" alt=\"Pr\u00f3s\" width=\"20\" height=\"20\" \/> Discount at the cinema;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><img decoding=\"async\" src=\"https:\/\/www.mobills.com.br\/blog\/wp-content\/themes\/mobills-blog\/assets\/images\/check.svg\" alt=\"Pr\u00f3s\" width=\"20\" height=\"20\" \/> Travel assistance;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><img decoding=\"async\" src=\"https:\/\/www.mobills.com.br\/blog\/wp-content\/themes\/mobills-blog\/assets\/images\/check.svg\" alt=\"Pr\u00f3s\" width=\"20\" height=\"20\" \/> Up to four additional cards with no annual fee;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><img decoding=\"async\" src=\"https:\/\/www.mobills.com.br\/blog\/wp-content\/themes\/mobills-blog\/assets\/images\/check.svg\" alt=\"Pr\u00f3s\" width=\"20\" height=\"20\" \/> You don&#039;t need a checking account.<\/li>\n<\/div><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 class=\"wp-block-heading\"><strong>CONS<\/strong><\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><img decoding=\"async\" src=\"https:\/\/www.mobills.com.br\/blog\/wp-content\/themes\/mobills-blog\/assets\/images\/remove.svg\" alt=\"Contras\" width=\"20\" height=\"20\" \/> It does not have a frequent flyer program.<\/li>\n<\/div><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<p><!--nextpage--><\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\">14. BMG Atl\u00e9tico Mineiro Credit Card<\/h2>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 class=\"wp-block-heading\">Banco BMG in partnership with Atl\u00e9tico Mineiro gives you. Discover the Meu Galo BMG account and its benefits!<\/h3>\n<\/div><!--image--><div class=\"px-5 sm:px-0 sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"872\" height=\"513\" loading=\"lazy\" class=\"w-full object-cover object-center border mx-auto wp-image-9827\" src=\"http:\/\/138.197.126.59\/wp-content\/uploads\/2023\/03\/Cartao-de-Credito-BMG-Galo.webp\" alt=\"\" srcset=\"https:\/\/changeman.org\/wp-content\/uploads\/2023\/03\/Cartao-de-Credito-BMG-Galo.webp 872w, https:\/\/changeman.org\/wp-content\/uploads\/2023\/03\/Cartao-de-Credito-BMG-Galo-300x176.webp 300w, https:\/\/changeman.org\/wp-content\/uploads\/2023\/03\/Cartao-de-Credito-BMG-Galo-768x452.webp 768w\" sizes=\"(max-width: 872px) 100vw, 872px\" \/><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p class=\"has-medium-font-size\">However, there is another card option: the BMG Card Galo, the Atl\u00e9tico Mineiro credit card. Its main benefit is the interest rates, which are much lower compared to others on the market.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><strong>Note from Banco BMG on\u00a0<a class=\"ek-link\" href=\"https:\/\/www.reclameaqui.com.br\/banco-bmg\/banco-bmg-cartao-galo_6yyw4skjPb8p2RvM\/\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\" (opens in a new tab)\">Complain here<\/a><\/strong>: 8.0 \u2013 Great!<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><strong>Initial limit:\u00a0<\/strong>Uninformed;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><strong>Ease of approval:<\/strong>\u00a0High.<\/li>\n<\/div><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 class=\"wp-block-heading\"><strong>PROS<\/strong><\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><img decoding=\"async\" src=\"https:\/\/www.mobills.com.br\/blog\/wp-content\/themes\/mobills-blog\/assets\/images\/check.svg\" alt=\"Pr\u00f3s\" width=\"20\" height=\"20\" \/> Zero tariff;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><img decoding=\"async\" src=\"https:\/\/www.mobills.com.br\/blog\/wp-content\/themes\/mobills-blog\/assets\/images\/check.svg\" alt=\"Pr\u00f3s\" width=\"20\" height=\"20\" \/> Various cashback plans;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><img decoding=\"async\" src=\"https:\/\/www.mobills.com.br\/blog\/wp-content\/themes\/mobills-blog\/assets\/images\/check.svg\" alt=\"Pr\u00f3s\" width=\"20\" height=\"20\" \/> Physical support;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><img decoding=\"async\" src=\"https:\/\/www.mobills.com.br\/blog\/wp-content\/themes\/mobills-blog\/assets\/images\/check.svg\" alt=\"Pr\u00f3s\" width=\"20\" height=\"20\" \/> Design of your favorite team;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><img decoding=\"async\" src=\"https:\/\/www.mobills.com.br\/blog\/wp-content\/themes\/mobills-blog\/assets\/images\/check.svg\" alt=\"Pr\u00f3s\" width=\"20\" height=\"20\" \/> Access to the BMG virtual store;<\/li>\n<\/div><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 class=\"wp-block-heading\"><strong>CONS<\/strong><\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><img decoding=\"async\" src=\"https:\/\/www.mobills.com.br\/blog\/wp-content\/themes\/mobills-blog\/assets\/images\/remove.svg\" alt=\"Contras\" width=\"20\" height=\"20\" \/> Need a current account;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><img decoding=\"async\" src=\"https:\/\/www.mobills.com.br\/blog\/wp-content\/themes\/mobills-blog\/assets\/images\/remove.svg\" alt=\"Contras\" width=\"20\" height=\"20\" \/> No additional card;<\/li>\n<\/div><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<p><!--nextpage--><\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\">15. Cora PJ Card<\/h2>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"has-medium-font-size wp-block-heading\">Visa brand with debit and credit functions available, making it easier to manage your expenses with a single card.<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"1000\" height=\"666\" loading=\"lazy\" class=\"w-full object-cover object-center border mx-auto wp-image-9828\" src=\"http:\/\/138.197.126.59\/wp-content\/uploads\/2023\/03\/cartao-de-credito-pj-cora.webp\" alt=\"\" srcset=\"https:\/\/changeman.org\/wp-content\/uploads\/2023\/03\/cartao-de-credito-pj-cora.webp 1000w, https:\/\/changeman.org\/wp-content\/uploads\/2023\/03\/cartao-de-credito-pj-cora-300x200.webp 300w, https:\/\/changeman.org\/wp-content\/uploads\/2023\/03\/cartao-de-credito-pj-cora-768x511.webp 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p class=\"has-medium-font-size\">Banco Cora offers a credit card for micro-entrepreneurs (MEI) and businesses (PJ) with no annual fee forever. This allows for greater agility in business transactions, enabling purchases from anywhere and contactless payments!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><strong>Cora Card Note\u00a0<a class=\"ek-link\" href=\"https:\/\/www.reclameaqui.com.br\/empresa\/cora\/\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\"Reclame Aqui (opens in a new tab)\">Complain here<\/a><\/strong>: 8.0 \u2013 Great!<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><strong>Initial limit:\u00a0<\/strong>Uninformed;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><strong>Ease of approval:<\/strong>\u00a0High.<\/li>\n<\/div><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 class=\"wp-block-heading\"><strong>PROS<\/strong><\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><img decoding=\"async\" src=\"https:\/\/www.mobills.com.br\/blog\/wp-content\/themes\/mobills-blog\/assets\/images\/check.svg\" alt=\"Pr\u00f3s\" width=\"20\" height=\"20\" \/> Zero bureaucracy;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><img decoding=\"async\" src=\"https:\/\/www.mobills.com.br\/blog\/wp-content\/themes\/mobills-blog\/assets\/images\/check.svg\" alt=\"Pr\u00f3s\" width=\"20\" height=\"20\" \/> Managing functions and billing through the app;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><img decoding=\"async\" src=\"https:\/\/www.mobills.com.br\/blog\/wp-content\/themes\/mobills-blog\/assets\/images\/check.svg\" alt=\"Pr\u00f3s\" width=\"20\" height=\"20\" \/> Customer service with human support via WhatsApp.<\/li>\n<\/div><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 class=\"wp-block-heading\"><strong>CONS<\/strong><\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><img decoding=\"async\" src=\"https:\/\/www.mobills.com.br\/blog\/wp-content\/themes\/mobills-blog\/assets\/images\/remove.svg\" alt=\"Contras\" width=\"20\" height=\"20\" \/> No points or miles programs.<\/li>\n<\/div><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<p><!--nextpage--><\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\">16. Banco PAN MasterCard Credit Card<\/h2>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 class=\"wp-block-heading\">The card is available to digital account customers and to request it, you just need to have an income of at least one minimum wage.<\/h3>\n<\/div><!--image--><div class=\"px-5 sm:px-0 sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"641\" loading=\"lazy\" class=\"w-full object-cover object-center border mx-auto wp-image-9829\" src=\"http:\/\/138.197.126.59\/wp-content\/uploads\/2023\/03\/Cartao-Do-Banco-Pan-E-Credito-Ou-Debito-1024x641.webp\" alt=\"\" srcset=\"https:\/\/changeman.org\/wp-content\/uploads\/2023\/03\/Cartao-Do-Banco-Pan-E-Credito-Ou-Debito-1024x641.webp 1024w, https:\/\/changeman.org\/wp-content\/uploads\/2023\/03\/Cartao-Do-Banco-Pan-E-Credito-Ou-Debito-300x188.webp 300w, https:\/\/changeman.org\/wp-content\/uploads\/2023\/03\/Cartao-Do-Banco-Pan-E-Credito-Ou-Debito-768x481.webp 768w, https:\/\/changeman.org\/wp-content\/uploads\/2023\/03\/Cartao-Do-Banco-Pan-E-Credito-Ou-Debito.webp 1141w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p class=\"has-medium-font-size\">Banco PAN reinvented itself and launched the PAN Zero Annual Fee card, a good option for those looking for a Benefits Club with exclusive discounts in stores across various segments.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><strong>PAN Card Note\u00a0<a class=\"ek-link\" href=\"https:\/\/www.reclameaqui.com.br\/empresa\/banco-pan\/\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\" (opens in a new tab)\">Complain here<\/a><\/strong>: 7.5- Good!<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><strong>Initial limit:\u00a0<\/strong>Custom;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><strong>Ease of approval:<\/strong>\u00a0High.<\/li>\n<\/div><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 class=\"wp-block-heading\"><strong>PROS<\/strong><\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><img decoding=\"async\" src=\"https:\/\/www.mobills.com.br\/blog\/wp-content\/themes\/mobills-blog\/assets\/images\/check.svg\" alt=\"Pr\u00f3s\" width=\"20\" height=\"20\" \/> No annual fee;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><img decoding=\"async\" src=\"https:\/\/www.mobills.com.br\/blog\/wp-content\/themes\/mobills-blog\/assets\/images\/check.svg\" alt=\"Pr\u00f3s\" width=\"20\" height=\"20\" \/> Low minimum income;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><img decoding=\"async\" src=\"https:\/\/www.mobills.com.br\/blog\/wp-content\/themes\/mobills-blog\/assets\/images\/check.svg\" alt=\"Pr\u00f3s\" width=\"20\" height=\"20\" \/> Incentive programs;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><img decoding=\"async\" src=\"https:\/\/www.mobills.com.br\/blog\/wp-content\/themes\/mobills-blog\/assets\/images\/check.svg\" alt=\"Pr\u00f3s\" width=\"20\" height=\"20\" \/> No bureaucracy;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><img decoding=\"async\" src=\"https:\/\/www.mobills.com.br\/blog\/wp-content\/themes\/mobills-blog\/assets\/images\/check.svg\" alt=\"Pr\u00f3s\" width=\"20\" height=\"20\" \/> Free shipping;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><img decoding=\"async\" src=\"https:\/\/www.mobills.com.br\/blog\/wp-content\/themes\/mobills-blog\/assets\/images\/check.svg\" alt=\"Pr\u00f3s\" width=\"20\" height=\"20\" \/> Up to four extra cards;<\/li>\n<\/div><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 class=\"wp-block-heading\"><strong>CONS<\/strong><\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><img decoding=\"async\" src=\"https:\/\/www.mobills.com.br\/blog\/wp-content\/themes\/mobills-blog\/assets\/images\/remove.svg\" alt=\"Contras\" width=\"20\" height=\"20\" \/> National flag;<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li class=\"has-medium-font-size\"><img decoding=\"async\" src=\"https:\/\/www.mobills.com.br\/blog\/wp-content\/themes\/mobills-blog\/assets\/images\/remove.svg\" alt=\"Contras\" width=\"20\" height=\"20\" \/> You need to open a digital bank account;<\/li>\n<\/div><\/ul>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Are you ready to be approved for the best no-annual-fee card ever? So check out the ranking by going over one by one!<\/p>","protected":false},"author":11,"featured_media":9502,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[13],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>30 Melhores Cart\u00f5es de Cr\u00e9dito Sem Anuidade<\/title>\n<meta name=\"description\" content=\"30 Melhores Cart\u00f5es de Cr\u00e9dito Sem Anuidade. 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